Spend your way

*Special rate incentive available with the use of CrossCountry Mortgage, LLC only. Scenario is an estimate and is based on a single-family home, primary residences only, 640 FICO score and a $419,900 purchase price with an FHA 30-year agreement (360 months) as low as 4.490% fixed rate loan amount of $412,294 at 96.5% LTV, 3.5% down payment. 4.490% rate and APR 5.240%% monthly payment of $2,770. Monthly payments include principal, interest, mortgage insurance premium, estimated property taxes and hazard insurance. Payment scenarios do not include HOA fees (if applicable) and the actual payment obligation may be greater. All products are subject to credit and property approval. Community Mortgage, LLC (“GCM”) NMLD ID#3029. *UP to $24,000 allowed towards rate buydown *Rate incentive of 4.490% rate is based on a builder paid incentive to buy down the market rate. The special financing is offered on government loans for primary residences only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. When electing to finance through CrossCountry Mortgage, Legacy New Homes is offering the rate incentive of 4.490% or contributing up to $24,000 towards closing cost, Discount Points, or upgrades. Credit will be applied at closing on loans closed with CrossCountry Mortgage only. Credit may not exceed the actual closing costs amount. Please see a CrossCountry Mortgage or Legacy New Homes representative for information on costs covered under the closing costs credit offer or for details on the special incentive offer or rate incentive offer. Offer valid for select homesites, see your builder representative for further details on expiration terms and available homesites. Borrower is free to use lender of their choosing and is not required to finance through CrossCountry Mortgage but must use CrossCountry Mortgage to receive special rate incentive and incentive offers. CrossCountry Mortgage, LLC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. CrossCountry Mortgage, LLC ("CCM") NMLS ID# 3029. CCM Office: 6263 Poplar Ave, Suite 430 Memphis, TN 38119 NMLS#1973132. Tim Smith NMLS#104578